Know Your Loan Before You Sign

The smart way to calculate loan payments, compare mortgages, and plan your finances. Free for iOS and Android.

Bear Loan Calculator App Screenshot

Powerful Features

Everything you need to make informed financial decisions, all in one app.

Personal Loan Calculator

Calculate monthly payments for personal loans with multiple repayment methods including equal payment and equal principal.

Mortgage Calculator

Full PITI calculation for US mortgages including property tax, home insurance, and HOA fees. Perfect for homebuyers.

APR Estimator

Don't know your APR? Reverse-calculate it from your loan amount, term, and monthly payment. Great for comparing offers.

Loan Comparison

Compare up to 3 loans side-by-side. See which offer saves you the most money over the life of the loan.

Export to PDF/Excel

Export your amortization schedule to PDF or Excel for detailed analysis, record keeping, or sharing with advisors.

Calendar Reminders

Never miss a payment. Add your repayment schedule directly to your calendar with automatic reminders.

How It Works

Get your loan calculations in three simple steps.

1

Enter Loan Details

Input your loan amount, term, interest rate, and start date.

2

View Amortization

See your complete payment schedule with principal and interest breakdown.

3

Save & Compare

Save your results, compare different loans, and export to PDF or Excel.

Ready to Take Control of Your Finances?

Download Bear Loan Calculator today and make smarter borrowing decisions.